Low deposit home loans

Let’s talk deposits! Been saving for years? Or have no money put aside? Wondering how much you need for your home loan deposit? When it comes to deposits, we’re all different.

Our partner Resolve Finance understands this. Perfectly. So, they make sure you have access to a huge range of loan products to help you get started and into your own home. You’d be surprised at how little you need to get started. From low deposit home loans to Government Schemes and Grants, the Resolve specialists know them all, plus options you won’t find elsewhere.

 

Enquire now about low deposit loans

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Low deposit house and land packages ?

Looking for a low deposit house and land package? Well, you’re in luck. Our in-house experts from Resolve Finance can help you find the best finance options for you.

They have access to low deposit loans for house and land packages, with some that use your First Home Owners Grant or other gifted funds. With low deposit loan options, you don’t need tonnes of money to get started. Leave it with us and our partners, Resolve Finance to help  you work the finance things out so you can get into your home sooner.

No deposit home loans & low deposit home loans

With our partners, Resolve Finance, we offer a range of low deposit and no deposit home loan options. Whether you’re struggling to save for a deposit or you have very limited savings, we can help you find the right home loan option for you.

Saving for a deposit isn’t always easy, but we can also help create a savings plan customised to you, so you can get saving faster and easier. Find out more about My Home Plan today.

low deposit loans explained

“Loans all sound so complicated.”

The Resolve Finance team are greater explainers. They make things simple, and talk you easily through the products they offer. Resolve has access to a wide range of loans including some you won’t find anywhere else: Low Deposit Home Loans, Keystart Home Loans, My Home Plan, Guarantor Home Loans and Parent Assist. There’s something to suit everyone. Even you!

“I haven’t saved much, so what are my options?”

Resolve can help you access some great low deposit loans, with some that use your First Home Owners Grant or other gifted funds. So, you don’t need tonnes of money to get started. They’ll work things out to you can get into your new home sooner. Yes!

“My parents will help me, but must it be cash help?”

How nice of them! Their kind help can be given in many ways. It doesn’t have to be cash support. For example, if your parents own a home, the equity can be used for your home loan. And that means they don’t have to fork out a thing. It also significantly reduces the deposit you need, and your mortgage insurance. So it’s a win-win. (Just make sure you make your repayments.)

“Is there a way my parents can help, and I pay them back?”

Sure is, and it’s all legal. It’s called Parent Assist. Your parents come up with your deposit and you repay them with interest, just like any other official loan. But, you pay them back at half the rate of your home loan! It’s a neat way to save on mortgage insurance and still get the First Home Owners Grant and stamp duty concessions. Makes it a lot easier to ask nicely for the dollars!

“I kind of, sort of, need help getting my savings together.”

Don’t sweat it! Resolve Finance has developed a simple program called My Home Plan. It’s perfect for you, as it’s basically a savings plan built around your income and your spending. Just like that. So, you can get back in control of your financial future, and into your own home sooner.

Resolve Finance Australian Credit License No. 385487